Terms of service

1This agreement

These terms are an agreement between you and Moone Partners Limited, Lekki, Lagos, Nigeria (“PAYOUT”, “we”, “us”), the operator of getpayout.co. By creating an account or using PAYOUT, you agree to them. If you don’t agree, please don’t use the service.

Our Privacy policy explains how we handle your information and forms part of these terms.

2What PAYOUT does

PAYOUT helps you plan trades on prop firm accounts. You tell it about your accounts and your payout goals; it turns them into daily targets and limits, sizes each trade, checks it against your firm’s rules and your own, and keeps MT5’s Buy and Sell buttons shut inside PAYOUT until a plan passes.

You place every trade yourself, in your broker’s MT5 terminal. PAYOUT never places, changes or closes trades for you, and never holds your broker login.

3Not financial advice

PAYOUT is a planning and discipline tool. It is not a broker, an investment adviser or a prop firm, and nothing in it is financial, investment or trading advice. Every trading decision is yours.

4Firm rules and calculations

PAYOUT includes rule presets for supported prop firms. They are our best-effort summaries of each firm’s published terms, with the date each was last checked and a link to the source. Firms change their rules, and our summaries can be incomplete or out of date.

Your firm’s own terms always take precedence over PAYOUT. You are responsible for knowing and following them. We are not affiliated with any prop firm.

Balances, targets and limits in PAYOUT are calculated from what you enter: your starting balance, the trades you record and any syncs from MT5. Commission, swap, slippage and trades placed outside PAYOUT can make them differ from your broker’s figures.

5What the guard can and can’t do

PAYOUT’s guard covers MT5’s Buy and Sell buttons inside PAYOUT. It is a commitment device you choose to use, not a control on your broker account. It can’t stop trades placed:

• in MT5 outside PAYOUT, such as the desktop or mobile app or another browser tab;
• with the keyboard, or through MT5 layouts the guard doesn’t cover;
• after you’ve confirmed them inside PAYOUT.

We work to keep the guard accurate, but your broker’s terminal can change without notice, and we can’t promise it will catch every click.

6Your account

• You must be 18 or over and legally able to agree to these terms.
• Give accurate information, and keep it up to date.
• Keep your password and two-factor device safe. You’re responsible for what happens under your account.
• An account is for one person. Don’t share it.

7Acceptable use

Don’t use PAYOUT to break the law or anyone’s terms, including your prop firm’s. Don’t try to access other users’ data, disrupt the service, get around its security, or copy, resell or scrape it.

We may suspend or close an account that breaks these rules.

8Trial, subscription and payment

• New subscribers get one 3-day free trial. A payment card is required to start it. We check the card with a ₦100 charge, which is refunded straight away.
• If you don’t cancel before the trial ends, your subscription starts automatically at ₦96,600 ($69) a month. With the code BLCK, used at checkout by 23:59 Lagos time on 30 November 2026, your first paid month is ₦41,986 ($29.99); after that it’s ₦96,600 a month.
• Prices are charged in naira. Dollar figures are shown for reference, at ₦1,400 to the dollar.
• Your subscription renews every month until you cancel. You can cancel at any time under Account → Subscription. Cancelling during the trial means you’re never charged; cancelling later stops the next renewal, and your access runs to the end of the month you’ve paid for.
• Payments are handled by Paystack. We never see or store your full card number. Prices exclude any taxes that apply where you live.
• Refunds: a month that has started isn’t refunded. This doesn’t affect any rights you have under the law where you live.
• If a renewal fails, you keep access for 3 days while you pay; after that, planning is paused until you do.
• We’ll tell you at least 30 days before any price change takes effect.

9Other services

PAYOUT shows your broker’s MT5 web terminal and works alongside your prop firm’s platform. Those services are run by other companies under their own terms. We aren’t responsible for them, including outages, rejected orders, or decisions your firm makes about your account.

10Ownership

PAYOUT, including its software, design and rule presets, belongs to us. We give you a personal, non-transferable right to use it while your account is active. The information you enter stays yours; you give us permission to store and process it only to run PAYOUT for you.

11Disclaimers and liability

PAYOUT is provided “as is”. We don’t promise that it will be uninterrupted or error-free, that presets will match your firm’s current rules, or that using it will keep you within them or get you paid.

To the extent the law allows, we aren’t liable for trading losses, failed challenges, breached or closed prop accounts, lost payouts or profits, or any indirect or consequential loss. Our total liability to you is limited to the fees you paid us in the 12 months before the claim.

Nothing in these terms limits liability that can’t be limited by law, or your rights as a consumer.

12Ending the agreement

You can stop using PAYOUT and delete your account at any time under Security → Delete account. We may suspend or end your access if you break these terms, or stop offering PAYOUT with reasonable notice. Sections that by their nature should survive, such as ownership and liability, continue after the agreement ends.

13Changes to these terms

We may update these terms. We’ll change the date at the top, and for significant changes we’ll email you before they take effect. If you keep using PAYOUT after that, the new terms apply.

14Governing law

These terms are governed by the laws of the Federal Republic of Nigeria, and disputes go to the courts of Lagos State, without affecting any consumer protections you have where you live.