Prop firm rules

FTMO rules, explained

The rules that can fail a FTMO account or cost you a payout, for each of its 4 programmes: daily loss, maximum loss, news, weekends and payouts. Checked against FTMO’s own pages on 26 October 2026.

Programmes on sale

2-Step

5% daily · 10% static max loss · 10% then 5% target

Account sizes
$10K, $25K, $50K, $100K, $200K
Profit target
Challenge 10% · Verification 5%
Minimum trading days
Challenge 4 days · Verification 4 days
Daily loss limit
5% of the starting balance, counted from the day’s opening balance. Hitting it fails the account. The day resets at CE(S)T.
Maximum loss
10% of the starting balance. The floor never moves.
News, evaluation
Allowed.
News, FTMO Account
No trading 2 minutes either side of high-impact news. Doing so can fail the account.
Weekend holding
Evaluation: Allowed. FTMO Account: Not allowed. Holding over the weekend can fail the account.
Payouts
Every 14 days 80%.

Source: ftmo.com, checked 26 October 2026.

2-Step Swing

5% daily · 10% static max loss · 10% then 5% target · news and weekends allowed

Account sizes
$10K, $25K, $50K, $100K, $200K
Profit target
Challenge 10% · Verification 5%
Minimum trading days
Challenge 4 days · Verification 4 days
Daily loss limit
5% of the starting balance, counted from the day’s opening balance. Hitting it fails the account. The day resets at CE(S)T.
Maximum loss
10% of the starting balance. The floor never moves.
News, evaluation
Allowed.
News, FTMO Account
Allowed.
Weekend holding
Allowed.
Payouts
Every 14 days 80%.

Source: ftmo.com, checked 26 October 2026.

1-Step

3% daily · 10% max loss trailing on end-of-day balance · 10% target

Account sizes
$10K, $25K, $50K, $100K, $200K
Profit target
Challenge 10%
Daily loss limit
3% of the starting balance, counted from the day’s opening balance. Hitting it fails the account. The day resets at CE(S)T.
Maximum loss
10%, trailing the highest end-of-day balance.
Consistency
Your best day must stay under 50% of total profit.
News, evaluation
Allowed.
News, FTMO Account
No trading 2 minutes either side of high-impact news. Doing so can fail the account.
Weekend holding
Evaluation: Allowed. FTMO Account: Not allowed. Holding over the weekend can fail the account.
Payouts
Every 14 days 90%, best day under 50% of total profit.
Also note
Consistency (50% of total profit) applies to accounts ordered from 12 Oct 2026; older accounts use the Best Day Rule (50% of positive days’ profit). The max loss resets after each reward.

Source: ftmo.com, checked 26 October 2026.

Instant

3% daily · 10% trailing max loss · no evaluation

Account sizes
$5K, $10K, $25K, $50K, $100K
Profit target
None. The account is funded from the start.
Daily loss limit
3% of the starting balance, counted from the day’s opening balance. Hitting it fails the account. The day resets at CE(S)T.
Maximum loss
10%, trailing the highest balance reached.
Consistency
Your best day must stay under 30% of total profit.
News, FTMO Instant Account
No trading 2 minutes either side of high-impact news. Doing so can fail the account.
Weekend holding
Not allowed. Holding over the weekend can fail the account.
Payouts
Every 14 days 90%, best day under 30% of total profit.
Also note
The max loss does not reset after a reward: once the balance passes 110% of the starting capital, a withdrawal can breach it.

Source: ftmo.com, checked 26 October 2026.

Trading FTMO with PAYOUT

PAYOUT holds these rules for every FTMO programme above and checks each trade against them before it goes in. FTMO’s web terminal opens inside PAYOUT.

Daily loss limit
3–5% a day
Max loss
10% · static or trailing
Consistency
Best day under 30–50% of profit
Weekend holding
Warns on Friday · blocks new trades 2 hours before the close
Your daily stop
Your own limit, tighter than the firm’s
No hedging
No buy and sell open on the same pair
No one-sided bets
Under 2% of the account on one direction, across correlated pairs
Cooling off
2 min after any exit · 30 min before the same side again

Not checked by PAYOUT: news windows. Keep an eye on these yourself.

FTMO lists US30, US100 and US500 at contract size 1: $1 per point per lot.

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Not affiliated with any prop firm. Firms change their rules often; each page links to the firm’s own terms and shows when we last checked them. Confirm with your firm before you trade.